With over six million foreigners touring this country every year, it’s no wonder that South Korea is one of the most visited countries in the world. What does Korea have that makes it such an international charmer? Here are the reasons that explain why travel to Korea is a pleasant and memorable experience.

Cheju Island – Cheju is the biggest island in Korea and known as the place of mystery or fantasy. Everything in this resort island is sure to rekindle your love of the beach with its breathtaking waterfalls clear blue water, black sand, and other natural attractions. It is also perfect for honeymoons, watersports, and hiking.

Climate – The climate in Korea is temperate, which is divided into four distinct seasons. The most tourist-friendly seasons in the country are spring (April and May) when the cherry blossoms bloom as well as autumn (from September to November) when the skies are clear and sunny and the weather is warm. Winter months in Korea, which starts in December until February, are perfect for skiing.

Korean DMZ – A Korean tour is never complete without dropping by the Korean Demilitarized Zone, more popularly known as DMZ. It is where you can find some of the endangered creatures in Asia such as wildcats, river otter, and musk deer.

Festivals and Special Events – Korea has a rich culture and long history, and you can be a part of celebrating them by joining various religious festivals and special events such as Buddha’s birthday.

Historical and cultural tours – Foreign visitors can take a tour of the Buddhist monasteries and temples to be able to witness the Buddhist heritage in Korea.

Nature tours – Are you a nature lover? Then grab the opportunity to take a nature tour in Korea. Among the most famous itineraries are the flower villages, birdwatching, mountain trips, and cherry blossom trails in various parts of Korea.

Seoul – This Korean capital, which is essentially a lively commercial district, is the top tourist destination in the country. Among the must-visit landmarks in Seoul are the royal residences, which are UNESCO World Heritage sites.

Pusan – For beachgoers, Pusan is nothing but a paradise. It is popular as a beach town resort, with many beautiful beaches to choose from. The Song Jung beach, for example, is a peaceful swimming spot with clear blue waters.

Watersports – If watersports is the name of your game, then you will be delighted with the numerous facilities that island and coasts in Korea offer to its millions of tourists. You have plenty of choices: paragliding, whitewater rafting, scuba diving, deep-sea fishing, swimming, boating, windsurfing, and water skiing, among others.

To sum it up, Korea caters to practically every type of tourist—adventure seekers, sports buffs, arts and culture lovers, sightseers, and others. So, if you want to escape the stressful city life for a while, then one of things to consider for your much-deserved holiday vacation is, of course, a travel to Korea.

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There is a variety of travel insurance that is available for you. Your personal insurance carrier, your credit card company, travel agents and specialists all offer different forms of travel insurance. Sometimes your auto or health insurance or your credits already cover travel insurance related to your vacation. Now, this poses question of when should you ensure and which should you choose.

There are three major types of travel insurance. The first type is the medical coverage. For medical insurance, make sure you check their rules and conditions for age limits. Some insurance policies charge higher for seniors. The medical coverage includes medical and dental expenses incurred because of injury or illness.

A medical evacuation, which covers your transportation to a hospital in case you are injured in a remote area and need a helicopter, is typically included your medical coverage. You may however choose to purchase on a stand-alone policy.

Meanwhile, an accidental death and dismemberment policy acts like any life insurance policy paying your beneficiary a certain amount in the event of death.

The second type of travel insurance is trip protection. It can be purchased for a single or annual multi-trip basis. This insurance has three main parts: cancellation coverage, delay coverage, and trip interruption protection.

The first one covers insurance—prepaid expenses will be reimbursed—in case you need to cancel your trip due to illness or if a family member is sick or dies. The second one deals with transportation delays. In the event that your flight is delayed due to snow, your prepaid hotel expenses are covered. The last type is used in the event that you get sick while away and you want an interruption policy.

The third type of insurance is the luggage or car rental protection. It covers your rental car in case of an accident and your baggage and personal items are lost, damaged, or stolen. Take note however that most policies of this type do not cover loss or damage in flight and too expensive items.

With this type of travel insurance, make sure you read the rules and conditions. Sometimes your personal auto insurance might cover such. Further, look for policies that offer not only monetary coverage but also travel assistance.

Once you know all the types of insurance offered and what you need, the next question is how to buy one that you can maximize the benefits.

The first thing you should do is determine all the rules and conditions that are covered in your current insurance policies and credit cards. Check strictly all your policies if they still cover foreign countries in the event that you are traveling abroad.

Make sure that your expenses are covered up front and you get reimbursed later. Be sure that you understand very well the deductible and coverage limits. In addition, beware of travel insurance bundled with your trip by a travel agent. Most of the time, these are more expensive.

More importantly, if plan to avail a travel insurance, you should shop around and check and compare prices and coverage.

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